New 2025 California Laws Impacting Personal Injury Claims

Auto Insurance and Delivery Platforms

In 2025, two significant California laws—Senate Bill 1107 and Assembly Bill 375—will
reshape personal injury claims, particularly in the areas of auto accidents and food
delivery incidents. These legal changes will directly affect personal injury attorneys,
drivers, and victims alike. As California raises minimum auto insurance liability
requirements and tightens regulations for food delivery platforms, the landscape for
personal injury cases is shifting. Personal injury lawyers must stay updated on these
changes to ensure clients receive the compensation they deserve

California Senate Bill 1107: Increased Auto Insurance Liability Limits (Effective January 1, 2025)

California’s Senate Bill 1107 will significantly increase auto insurance liability
coverage starting January 1, 2025. This change will have major implications for drivers and personal injury attorneys by providing higher coverage in the event of accidents.

Key Changes in Auto Insurance Liability Coverage:

Bodily Injury or Death:
o Per person: Increased from $15,000 to $30,000.
o Per accident: Increased from $30,000 to $60,000.
Property Damage:
o Per accident: Increased from $5,000 to $15,000.

Why These Auto Insurance Changes Matter:

Increased Financial Protection for Victims: Higher insurance limits provide more coverage for medical expenses, lost wages, and property damage in serious accidents, offering better protection for victims.
Improved Settlement Opportunities for Personal Injury Attorneys: With
increased coverage limits, attorneys can pursue higher settlements, particularly in cases involving severe injuries or multiple victims.
Impact on Insurance Premiums: Drivers may see an increase in premiums to meet the new coverage requirements. While this raises costs, it ultimately ensures better financial protection in the event of an accident.
Legal Challenges for Attorneys: Personal injury attorneys must navigate the
increased insurance limits and ensure their clients receive fair compensation, but insurance companies may be more aggressive in defending claims.

Assembly Bill 375: Stricter Regulations for Food Delivery Platforms (Effective March 1, 2025)January 1, 2025)

Assembly Bill 375, effective March 1, 2025, introduces stricter regulations for food delivery platforms in California. The law requires platforms to prevent unauthorized drivers from making deliveries, which will impact personal injury claims.

Key Impacts of Assembly Bill 375:

Increased Liability for Delivery Platforms:
- Stricter driver verification means platforms will face greater liability if unauthorized drivers are involved in accidents. Personal injury attorneys will see more cases where platforms’ adherence to safety regulations is scrutinized.

Stronger Claims Against Delivery Platforms:
- Accidents involving unverified drivers could strengthen negligence claims against platforms, leading to higher potential payouts for victims.
- Attorneys will need to handle cases involving premises liability, negligence, or vicarious liability, depending on the circumstances of the accident.

Insurance Implications:
- Food delivery platforms will likely revise their insurance policies to reflect these new regulations. Personal injury attorneys will need to familiarize themselves with these changes to ensure injured parties receive fair compensation.

Better Protection for Accident Victims:
- This law increases accountability, giving victims a stronger foundation for pursuing claims against delivery platforms if negligence or unsafe practices result in accidents.

How Personal Injury Attorneys Can Prepare for 2025 Legal Changes

The legal landscape for personal injury cases in California is evolving with these new laws. Attorneys must stay informed and adjust their strategies to effectively represent clients involved in auto accidents and food delivery incidents. By understanding the changes in auto insurance liability and food delivery platform regulations, personal injury lawyers can help clients navigate these legal complexities and ensure they receive the compensation they deserve.

Prepare for the 2025 Legal Landscape

Navigating the complexities of the new 2025 California personal injury laws can be
challenging. If you have questions about how SB 1107 or AB 375 might affect your
case, contact Muhareb Law Group for a free consultation. Our experienced team can help you understand your rights and fight for the compensation you deserve. Call Muhareb Law Group today at (909) 519-5832 to schedule a consultation.

Phone:

Office: (909) 519-5832
Direct: (909) 437-7810

Fax:

(909) 935-3858

Mail:

muhareb@muhareblawgroup.com